By now, you are familiar with the great value that TrustDALE brings to consumers. For ten years, TrustDALE has provided researched solutions for all of the services you need. We’ve also been helping solve your consumer complaints and getting businesses to make it right for the consumer. But now, we have a HUGE NEW ANNOUNCEMENT!

Did you know that for the last ten years Dale has also been a licensed insurance agent? After searching for the perfect insurance solution and not finding one, Dale and the TrustDALE team have decided to create their own solution. That’s why we are excited to offer the brand new TrustDALE Insurance, offering home insurance, car insurance, and life insurance.

Why You Need Home Insurance

Your home is probably your largest investment, so it makes sense to protect it. What would you do if your home was suddenly damaged or destroyed? Would you have the resources available to rebuild? Even with a healthy emergency fund, very few homeowners have the kind of cash on hand that it would take to rebuild their homes. That’s why every homeowner should have home insurance.

Home insurance usually covers damage due to events such as fire, windstorms, hail, lightning, theft, and vandalism. The insurance covers your home as well as the property inside your home.

No one thinks that their home could be damaged or destroyed in a catastrophic event. But when fire strikes, the average insurance claim is more than $65,000—much more than most homeowners have on hand. Storm damage is the most common type of loss, and usually racks up about $10,000 in damage, mostly in roof repair and replacement. But if you have home insurance, you can recover those losses without going broke.

Why You Need Car Insurance

Car insurance is mandatory to register a car in 49 out of 50 states. The only exception is New Hampshire, where you can forgo car insurance if you can show proof of financial responsibility. 

So why is car insurance so important? The answer is that it is about liability. If you get into a crash and damage someone else—either their property or the people in the other car—you need to have the financial resources to pay for the damage. In most states, the minimum required car insurance covers damage to other people and their property.

Many car insurance policies include optional additional coverage for your own vehicle or passengers. While it is not required by law, it is a worthwhile safety precaution. Even the best driver can be hit by a less responsible driver. And if that driver only carries the minimum insurance—or worse, no insurance at all—you could be left with a significant bill to pay. Car insurance will help cover the cost of repairing or replacing your car. It can also help cover the cost of medical treatment if you or your passengers are injured.

Why You Need Life Insurance

Life insurance has long been a part of responsible financial planning. If you support anyone—children, a spouse, adult dependents—what would happen if you died suddenly? Would they have the resources to support themselves? What about the funds to pay for immediate costs such as burial, paying off debts, and various estate and other taxes? The best way to make sure the people you support are not left financially stranded upon your passing is to carry life insurance.

How much life insurance you need depends on the needs of your dependents as well as the immediate costs of your passing. If you have young children who will not be self-supporting for many years, you may want more life insurance. If your children are in college and will be self-sufficient in just a few years, you may be able to carry less insurance. If you have debts that would be passed on to your heirs, you may want life insurance to cover those debts.

To determine the right life insurance plan for you, fill out our form, and talk to the brand new. TrustDALE Insurance.

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