Tax season is here, and while many people are busy gathering documents and filing returns, scammers are also hard at work. This week’s TrustDALE Scam of the Week highlights a scheme that reappears every year: identity thieves trying to steal your Social Security Number (SSN) to file fraudulent tax returns and claim your refund.

How the Scam Works

Scammers use various tactics to steal your personal information, especially during tax season. Here’s how they do it:

  • Phishing Emails: Scammers send fake IRS emails or messages posing as legitimate tax preparers. These emails often contain links to bogus websites designed to steal your personal information.
  • Fake Tax Websites: Fraudulent websites look like real tax preparation services but are designed to collect sensitive information such as your SSN, birthdate, and financial details.
  • Phone Calls and Impersonations: Some scammers call pretending to be IRS agents, claiming that there’s an issue with your tax return and asking for personal details to “fix” the problem.

Once they have your information, these thieves file a tax return in your name and claim your refund before you even realize what happened. By the time you file your legitimate return, the IRS has already issued the refund to the scammer.

How to Protect Yourself

Fortunately, there are steps you can take to safeguard your information and prevent these scams.

  1. Enable Two-Factor Authentication (2FA):
    When using tax preparation platforms like TurboTax or H&R Block, enable 2FA. This adds an extra layer of security by requiring a code sent to your phone or email before accessing your account.
  2. File Your Taxes Early:
    Filing your tax return as soon as possible reduces the window of opportunity for scammers to file before you do. The earlier you file, the less time scammers have to strike.
  3. Monitor Your Tax Account:
    Create an account with the IRS at IRS.gov to monitor your tax records and check for suspicious activity. This can help you catch any issues before they escalate.
  4. Beware of Phishing Attempts:
    Never click on links in unsolicited emails or messages claiming to be from the IRS. The IRS will never ask for sensitive information via email or text.

What to Do If You Become a Victim

If you suspect that a scammer has stolen your identity, act quickly. Go to IdentityTheft.gov to report the issue and receive free resources to help mitigate the damage. Acting fast can prevent further harm and help you regain control of your financial identity.

Stay vigilant, and don’t let scammers steal your hard-earned refund this tax season!

Watch the video.