Welcome to TrustDALE's Three For Thursday with Consumer Investigator Dale Cardwell.

What’s wrong with football? If you know me personally, you know I’m a big football fan. So, I have noticed a trend of more people promoting the viewpoint that the game, especially the pro game is rigged. People, (even some I otherwise respect) claim their team was cheated, and they usually cite a financial motive to explain a bad call on the field. I believe the culprit is social media. Thirty years ago, it was one thing to tell your best friend you thought it was a bad call. Today, you can tell tens of thousands of like-minded people it was a nefariously motivated bad call. And social media makes it ok to hate. Thirty years ago, it was a lot harder to hate up close. Michael Lewis, the author of Moneyball and The Big Short, has a great podcast about our losing faith in referees. It is called Against the Rules, and if you’re interested in this phenomenon, I highly recommend it. What’s wrong with football may be what is wrong with us.

Watch this Investigation

Today’s investigation- Update Your Info. Watch because this could happen to you!

Ask Dale

Today’s Ask Dale question comes from Carl, who wants to know why his bank is sending him past due messages about his mortgage and how they can get away with it, when his mortgage is NOT past due! Click the video for the answer.

Today's Lesson On How To Be A Savvy Consumer!

Today's seven-point lesson is on dealing with inaccurate information that can harm you.

Fast - Do they want your money NOW? People who claim to be able to correct false information about you for a price are most likely the people who created the false information.
Funds - Is the investment required relevant to the promised payoff? Be wary of fee-based reputation correction platforms that claim they can make you whole.
Found - A person who intends to rip you off will make certain he cannot be found after he gets your money. The entity that posts misinformation about you that cannot be tracked to a physical address is a scammer.
Define - Your deal by comparing Product, Offer and Price. You should never have to pay to correct incorrect information about yourself.
Ensure - Your deal with an Ethical negotiation, an Equitable contract, and an Effective Guarantee. Entities that observe these three standards will rarely post or repeat false information.
Authenticate - Your deal by requesting References, checking reviews, and reviewing watchdog reports. Before panicking about misinformation about you, check out the source that is making the claim. If they cannot harm you, don’t lose sleep over it.
Legitimize - Your deal by determining if the company has a business license, liability insurance and is Lawsuit and background searched. Integrity-based companies do not spread misinformation about you. If a company does, file against them in a small claims court. Huge companies hate to expend the resources to defend themselves in small claims court. In fact, they may “no-show” and you’ll win a judgement.

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Dale's New Book:
Don't Get Scammed: Get Smart!
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SCAMMERS BEWARE: SEASONED CONSUMER INVESTIGATOR DALE CARDWELL GIVES READERS A GAME PLAN TO AVOID RIP-OFFS