Three for Thursday 08.13.2020

Todays Lesson on how to be a Savvy Consumer!

Biting on an offer that's promising to save you money and/or time ? Here is how you can evaluate that offer.

Fast - Do they want your money NOW?Clicking on a payment button before you've thoroughly read understood the terms can be a slippery slope. Be careful ! After you've committed, they'll want you to give up before they deliver.

Funds - Is the investment required relevant to the promised payoff? If not, it's likely too good to be true. I recently bought a seemingly inexpensive product online, only to learn I also needed to add their charger in order for it to work. It was under my threshold of $50 for super thorough examination, but I should have been more careful.

Found - A person who intends to rip you off will make certain he can't be found after he gets your money. People who promise to save you time are often selling nothing more than air. If there's no tangible path to the seller, be super careful.

Define - Products, Offers and Prices. People and products that offer to save you money and time lure you with promises. Make certain those promises are reflected in writing, and then compare with competitors. Wal-Mart claimed to be the "low cost leader" for years before people started debunking that slogan with research.

Ensure - Your deal with an Ethical negotiation, an Equitable contract and an Effective Guarantee. Much like above, the desire is in the promise. Read your guarantee. Make certain failure to deliver or perform are backed by a simple money-back guarantee.

Authenticate - Your deal by requesting References, checking Reviews, and examining government and watchdog reports. That money-back guarantee mentioned above - can be verified by reading online reviews. Many companies make it too hard to get that refund.

Legitimize your deal by determining if the company has a business license, liability insurance and is Lawsuit and background checked.Lots of companies that over promise and under deliver wind up getting sued or fined by the FCC. Start with a business license and premises (home office) verification. If it's a mass marketed product, reviews will tell you if it's legit.